FAQ

We won’t really know if we’re a fit until we talk about your gals and how we might be able to help. Choosing a financial advisor is an important decision. Here are some ideas to consider during the selection process: 
https://www.letsmakeaplan.org/how-to-choose-a-planner/10-questions-to-ask-your-financial-advisor

We also understand it can be a intimidating process to choose a financial advisor and you have so many options. At Field Wealth Management, we want to provide all the resources you would need to make an informed decision.

We’re a family-based team. In other words, we plan to be around for you and your children.

We are independent. That means we work for YOU, not a branch manager in some ivory tower.

Lastly, we’ve dedicated our careers to continuing education. Many advisors claim expertise, but you’d be surprised at how many outsource the management of your money to people they’ve never met.

We work to ensure we are qualified to meet your financial needs. In addition to our experience, our financial planner holds the following credentials:

• Certified Financial Planner CFP

Did you know there are more than 100 different financial advisor certifications and designations? It can be overwhelming to understand the differences and not all are created equally.

Where are your offices? Do you offer virtual meetings?

We have clients all over the country, but our office is in Montana. We offer long-distance meetings and leverage technology to make it possible.

That said, we prefer meeting our clients in-person, whether to discuss their financial questions or to do something more social.

Our physical office is at:

40 W. Lawrence Ave, Suite C, Helena, MT 59601

Most of our clients agree that their most precious resource is time. How much is your time worth?

Do you enjoy spending countless hours researching stocks? How often do you find yourself worrying about the market or checking your phone for stock quotes? Financial security and free time come at a price. We believe our services are worth every penny!

Maybe! We think index funds are great tools for suitable investors.

The reality is that there are many resources available online and elsewhere for do-it-yourself (DIY) investors. Furthermore, technology has made investing accessible to almost anyone regardless of account size. However, DIY investing doesn’t always equate to being the less expensive option.

Consider the example of a home renovation project: There are enough resources online to learn how to renovate a kitchen without the help of a construction professional. Furthermore, most of the materials would be available at your local hardware store or could be purchased online.

If you’re somewhat handy and determined, everything would probably function. However, it would have taken time, been stressful, and the crown molding joints for the kitchen cabinetry might not be cut to perfection.
On the other hand, there are instances that the DIY homeowner only hires a professional after they make a big mistake or get stuck! Instead, many folks hire a contractor that charges a 20% markup, and they specialize in kitchen renovations.

Our Value Proposition: Our goal is to think of ourselves like your general contractor: one that shows up on time, is trustworthy, and wants to help achieve your unique goals! As an advisory client, we would coordinate all the other professionals involved in your financial life, such as your accountant, estate attorney, and other consultants.

We have expertise in structuring portfolios aimed at working towards your specific goals. We would be intentional about the amount of risk you were taking, and your investment mix would be carefully determined by your cash flow needs and risk tolerance.

Summary: We work with people who understand the value of their time, and our expertise. Our clients are people that want to delegate the management of their investments so they can focus on the things that matter most to them.
In our opinion, your retirement and family’s legacy shouldn’t be in the hands of a fintech app or call center. Instead, you should have a customized financial plan tailored around the things that are most important to you and your family.

No. We offer complimentary meetings and want you to understand the value we can provide before paying us a single dollar.

Financial planning can be extremely complex. Just as you would get a second opinion regarding a health issue, we think you should do the same for your investments.

We offer a complimentary consultation if you’re unsure about the services of your current advisor.

As mentioned above, there are many variables to consider when choosing a financial advisor. Similarly, there are many variables that we consider when accepting new clients.

We do not have a strict account minimum. We work with a wide variety of clients in varying financial circumstances that:

• Understand the success of their retirement is too important to manage on their own
• Want a trusted partner to give comprehensive advice for all aspects of their financial life
• Understand the value of their time, and our expertise

Importantly, we will meet with the friends and family of existing clients regardless of their account size or needs. It’s an honor to do so and we are always grateful for client referrals.

We offer multiple pricing options to accommodate our variety of clients and services. We will always be transparent about our fees and always want you to agree we’ve earned them.

We believe our qualifications and emotional intelligence help us provide our clients with a premium service and experience. We work with a group of clients that recognize the value of their time, and our expertise.

We believe fees are important, but never at the expense of good advice!

Yes, you will have convenient online access for all of your accounts.

Specifically, you will have access to the AdviceWorks system, where you can track account values and find relevant documents.

Furthermore, this technology allows you to link your other outside assets. This provides a real-time combined view of your investments and net worth.

We are a private wealth management firm, not a mutual fund company. Our client portfolios are customized based on their specific needs and risk tolerance. As such, we do not publish a track record or market our investment returns.